Are you looking for low quota card, bonuses
or card with one-year free quota, find out more about BankSA below!
Bank of South Australia is famously known as BankSA. It is the most important financial institution in South Australia. It was founded in 1848 as a saving bank, after this, the company started to grow bigger within the pass of time. It earned a place in society as the people's bank. Its main business covers personal investment, properties, and provincial banking assistance.
The Bank of South Australia gives several services to the public such as transactions, contract deposits, property investment, personal investment, insurance and a variety of loans options including bank card services. The bank cards services count with certain features and benefits for all customers.
Types of bank cards by BankSA
You can apply for several bank cards from BankSA, there is a vast variety of different options designed to satisfy your needs as a customer. If you are willing to take these services then you must what you will get in return from BankSA:
Small quota bank cards
Many bank cards offer low charges interest, BankSA Vertigo Visa and BankSA Vertigo Platinum bank cards are one of them, these cards count with 0% fee interest charge for a year and include low-interest rates for your card balance. The platinum card includes a feature that offers complimentary coverage for insurance service and access to custodian service.
Bonuses for bank cards
Signing up for one of BankSA's bank cards also come with benefits like bonuses, you get access to such bonuses by spending money on assets. There are three options for this service; the Amplify card, the Amplify Signature card, the Amplify platinum card. You're able to combine your card with BankSA's Amplify Bonus program or Quantas Frequent Flyer program and receive extra points every time you spend. The cards include a balance transfer offer, you can also sign up for Signature cards or even Platinum cards to get more benefits.
No annual commission bank cards
BankSA offers no annual commission Visa Cards, this service does not include interest-free days on assets but includes promo balances.
List of advantages of banking with BankSA
You get benefits regardless of your choice for a bank card with BankSA; this is what you get access to:
BankSA is affiliated to Visa. It means having the accessibility of paying with your Visa card worldwide. Visa counts with a payWave system that provides the benefit of using the bank card to get assets with no contact payments up to $100. Visa is committed to give you safe transactions and protection against frauds thanks to Visa's Zero Liability policy.
Westpac Group ATM alliance
Becoming a BankSA's cardholder gives you the benefit of having access to more than 3.000 Westpac Group ATMs in Australia with no charges. This service includes BankSA, St.George, Westpac, Bank of Melbourne ATMs and abroad. The Westpac Group ATM affiliation have 50.000 ATMs owned by Bank of America, Deutsche Bank, and Barclays.
Handle an online account
As a cardholder, you have access to an online platform where you can manage your account information by logging in with any device. You're able to check your transactions, pay your bills, make transactions and set up a payment calendar.
What is the process of applying for a BankSA bank card
There are several options available for you. For applying, you can use your mobile phone, visit a BankSA affiliated office or complete an application form. You have to be sure that you have the needed requirements for your appliance.
- You have Australian residency documents or you’re a citizen.
- Your age is 18 or 18+.
- You have an acceptable credit record.
- Recognition that shows your citizenship and identity (National driver’s license, passport, social security card, and much more)
- Worker's identification and details of the contact.
- Information about your purchases, profit, expenses, and debts.
BankSA can offer its customers a variety of options. Getting your ideal bank card isn't a complicated procedure. Simply, keep in mind that there are similar benefits in other bank card's issuers. Make sure that you know what kind of benefits you're looking for as a cardholder before sending an application.
Most asked questions about BankSA credit cards
Make sure you visit the most asked questions section before asking, you might find your answer about BankSA bank cards. So, on facing difficulty to look for an answer. Then you can always contact us by using the "Ask a Question" mode on the last option of the main page.
May I know the effect of applying for a BankSA credit card?
You'll receive an email confirmation to make sure that you get your application; it will keep you posted about your application's status. If you're asked for more documents you may have to submit them to give a justification for your income and information about you. Once you get your application approved, you'll have to wait for your new bank card within the next 10 working days.
What are the uses of an introductory balance transfer rate?
If you want to do transactions with more than one card you have to mention it while completing the application. You're able to do a transaction with a limit of 95 percent of your brand-new bank card's limit.
Are there any additional cards offered by BankSA?
There definitely are, you can also get one card for anybody above 16 years old.
What is the process of making repayments with my BankSA credit card account?
You can pay using your debit card, or by using your mobile phone. Also, an online banking account option is available such as BPAY, BankSA offices, and even mail.
Is there any options to upsurge the card’s credit limit?
Although, you can access that option after waiting for almost 6 months after receiving your brand new card. If you like to apply for an increase in credit limit you have to fulfill all the bank's requirements.